People under age 18 can’t purchase Lottery tickets. If an adult-purchased winning ticket is claimed in the name of a person under 18, the director may direct payment of the prize to the minor. For prizes less than $5,000, a check or draft payable to the order of the minor can be delivered to an adult member of the minor’s family or a guardian of the minor. For prizes greater than $5,000, the amount can be deposited in any bank to the credit of an adult member of the minor’s family or a guardian of the minor, with the adult acting as the custodian for the account.